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Terms & Conditions Of Access
PLEASE READ CAREFULLY THE TERMS AND CONDITIONS, WHICH GOVERNS YOUR ACCESS AND USE OF THE INTERNET BANKING SERVICES PROVIDED BY KUWAIT FINANCE HOUSE (MALAYSIA) BERHAD.
THE FOLLOWING TERMS AND CONDITIONS APPLY TO YOUR ACCESS AND THE USE OF THIS WEBSITE AND THE SERVICES PROVIDED HEREIN BY KUWAIT FINANCE HOUSE (MALAYSIA) BERHAD (KFHMB). BY ACCESSING ANY PAGE OF THIS WEBSITE AND/OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS WITHOUT LIMITATION OR QUALIFICATION.
IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, PLEASE IMMEDIATELY DISCONTINUE YOUR ACCESS TO THIS WEBSITE AND/OR USE OF THE SERVICES.
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General
The information, material, content or advice contained in this website does not constitute an invitation to treat or offer to enter into legally binding contract with KFHMB and is provided for general information only.
The information, material, products and services described or offered in this website are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject KFHMB to any restriction within such jurisdiction or country.
The Customer is advised to seek independent legal, financial or other advice as the Customer deems necessary at all times before making any decision based on any such information, material, content or advice. The information, material, contents and services provided in this website may change from time to time at KFHMB's sole discretion.
The Agreement
The Terms and Conditions herein and all supplements, amendments and variations shall collectively constitute the agreement between the Customer and KFHMB, and shall apply to KFHMB Internet Banking Services.
The Terms and Conditions operate in conjunction with the respective terms and conditions and rules and regulations governing the relevant Account(s), which the Customer represents that he has read, understood and agreed to be bound by without qualification or limitation by use of this website or any of its pages.
Disclaimers
The information and materials in this website, including but not limited to services, products, information, data, text, graphics, audio, video, links or other items are provided by KFHMB on an "as is" and " as available " basis. All such materials and information (including text, graphics links or other items) are subject to change without notice at Bank sole discretion.
References to information and material contained in the website include such information and material may provided by third parties. KFHMB shall advise you to visit, telephone, e-mail, fax or write to such parties for more information or to confirm the information contained herein.
KFHMB does not make any express or implied warranties, representations or endorsements including but not limited to any warranties of title, non-infringement, merchantability, usefulness, operation, completeness, currentness, accuracy, satisfactory quality, reliability, fitness for a particular purpose in respect of the website, the material, information and/or functions therein and expressly disclaims liability for errors and omissions in such materials, information and/or functions. With derogation of the above and/or the terms and conditions of the applicable agreements governing all the products and services of KFHMB, reasonable measures will be taken by KFHMB to ensure the accuracy and validity of all information relating to transactions and products of KFHMB.
KFHMB shall not be responsible or liable for any loss caused or damage incurred or suffered by the Customer or any other person as a consequence of using KFHMB Internet Banking Services.
Further, KFHMB does not warrant or represent that access to the whole or parts of the website, the materials, information and/or functions contained therein will be provided uninterrupted or free from errors or that any identified defect will be corrected, or that there will be no delays, failures, errors or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.
Links
Links from or to websites outside this website are meant for convenience only. KFHMB does not investigate, verify, monitor or endorse the content, accuracy, opinions expressed and other links (if any) provided by such resources as such linked website are owned and operated by third parties and are not under the control of KFHMB. Therefore KFHMB shall not be responsible and makes no warranties in respect of the contents of those websites, the third parties named therein or their products and services.
Furthermore, the links provided in this website to others shall not be considered as an endorsement or verification or approval of such linked websites or the contents therein. Linking to any other site is at Customer sole risk and KFHMB will not be responsible or liable for any damages in connection with linking. It is advisable for Customer to read the privacy policy statements (if any) of any websites which are linked to this website.
Copyright
Unless otherwise indicated, the copyright in the website and its contents, including but not limited to the text, images, graphics, sound files, video files, and their arrangement, are the property of KFHMB, and are protected by applicable Malaysian and international copyright laws. No part or parts of this website may be modified, copied, distributed, retransmitted, broadcasted, displayed, performed, reproduced, published, licensed, transferred, sold or commercially dealt with in any manner without the express prior written consent of KFHMB.
The Customer also may not, without KFHMB's express prior written consent, insert a link to this website on any other website, frame or " mirror" any material contained on this website on any other server.
Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of KFHMB's website may be in breach of statutory or common law rights which could be the subject of legal action. KFHMB disclaims all liability which may arise from any unauthorised reproduction or use of the contents of this KFHMB's website.
Trademarks
All trademarks, service marks, and logos displayed in this website are the property of KFHMB and/or their respective third party proprietors as identified in the website.
Unless the prior written consent of KFHMB or the relevant third party proprietor of any of the trademarks, service marks or logos appearing on the website has been obtained, no license or right is granted to any party accessing this website to use, download, reproduce, copy or modify such trademarks, services marks or logos. Similarly, unless the prior written consent of KFHMB or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to KFHMB's website or any other site.
Exclusion of Liability
KFHMB SHALL NOT LIABLE FOR ANY LOSS OR DAMAGES HOWSOEVER ARISING WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER BASIS, INCLUDING WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR LOSS OF PROFITS OR LOSS OF SAVINGS ARISING IN CONNECTION WITH CUSTOMER'S ACCESS OR USE OR THE INABILITY TO ACCESS OR USE THIS WEBSITE (OR ANY THIRD PARTY LINK TO OR FROM KFHMB'S WEBSITE),RELIANCE ON THE INFORMATION, OPINIONS OR RECOMMENDATIONS CONTAINED IN THE WEBSITE , ANY TECHNICAL , HARDWARE OR SOFTWARE FAILURE OF ANY KIND, THE INTERRUPTION, ERROR, OMMISSION, DELAY IN OPERATION, COMPUTER VIRUSES, OR OTHERWISE, WHETHER OR NOT KFHMB HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSS. THIS EXCLUSION CLAUSE SHALL TAKE EFFECT TO THE FULLEST EXTENT PERMITTED BY LAW.
Indemnity
The Customer will on demand indemnify and keep indemnified KFHMB from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by KFHMB in connection with or arising from (1) Customer's use or misuse of this website and the services provided herein, or (2) Customer's breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against KFHMB in connection with Customer's use of this website.
Termination
KFHMB reserves the right to terminate and /or suspend Customer's access to this website and/or Customer's use of this website at any time, for any reason. In particular, and without limitation, KFHMB may terminate and/or suspend Customer's access should Customer violate any of these terms and conditions, or violate the rights of the KFHMB, of any other user, or of any third party.
The Customer acknowledges that termination will not affect the Customer's liability or obligations in respect of instruction already processed and/or effected by KFHMB on the Customer's behalf.
Miscellaneous
The failure of KFHMB to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision.
If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. Any rights not expressly granted herein are reserved.
Change of Terms and Conditions
KFHMB reserves the right to vary, amend or supplement any of the Terms and Conditions by way of notice in such manner as deemed suitable by KFHMB from time to time. Notwithstanding the same, the Customer should able to view the revised Terms and Conditions upon access to KFHMB Internet Banking Services at this website and use of the services thereafter shall constitute the Customer's acceptance to the variations, amendments or supplements.
Law and Jurisdiction
These terms and conditions are governed by and are to be construed in accordance with laws of Malaysia. By accessing this website and/or using the services provided herein by KFHMB, Customer hereby consents to the exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in all disputes arising out of relating to the use of this website.
KFHMB makes no representation that the materials, information, functions and/or services provided on this website are appropriate or available for use in jurisdictions other than Malaysia.
The maximum amount of a transaction and the purpose for which it is effected may be determined by Central Bank of Malaysia (BNM) and the laws and regulations of the country in which the transaction is effected or requested.
Reminder: By accessing this website and/or any of its pages you are deemed to have agreed to the terms and conditions set out above.
Thank you for choosing KFHMB.
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